Presented byNicole Vargas |
Welcome to this stunning seven-bedroom, five-bathroom residence nestled on the serene shores of Junior Lake, spanning approximately 8. 4 acres with an impressive 660+ feet of lake frontage. This remarkable property is characterized by its unique division into three separate dwellings that are connected by breezeways, yet functionally independent of the other, creating the perfect setting for a multi-generational home, VRBO or Airbnb.
Beautiful outdoor features include a $20k lighting package to showcase the gorgeous Oak trees, Azaleas, brick paver patios and walkways in the front and back, and the large TREX built deck. The sizeable firepit area is ideal for outdoor enjoyment and entertainment. A screened-in gazebo with ceiling fan offers a tranquil retreat to enjoy the picturesque surroundings. The beautifully crafted TREX dock complete with lighted walkway, ceiling fans, covered electrical outlets, and a convenient ladder for swimming create the ultimate environment for relaxation and entertainment. The main residence boasts 3 bedrooms and 2 bathrooms, with 2 additional rooms that could be dining area, office, etc or could easily be used as bedrooms 8 and 9. A fabulous great room with a woodburning fireplace on one side and a wall of windows on the lake side. The master suite includes a walk-in closet and bathroom with separate shower and tub. You won't miss the view from this eat-in kitchen with an extended window over the sink and bay windows around the breakfast area. The breakfast bar provides additional seating and counter space. The food pantry and small storage room are perfect to house your groceries and kitchen accessories. The attached double garage and paved parking area provide amble parking for owners and guests.
The second home is a recently renovated 3 bed/1 bath with vinyl plank flooring, stainless appliances, walk in pantry with wood shelving. Beyond the attractive barn door are 3 bedrooms, one full bathroom and a small bonus/tv/back-foyer area that opens out to the large deck with that gorgeous lake view. The home also includes a large sunroom/game room with windows across the back of the house to enjoy the scenery. Offset from this side of the home is an 1, 144 sf 2-car garage and workshop with electric and is plumbed to receive water.
The third home or 'guest house' is a 1 bedroom 2 bath home. Open concept, with nice view of the lake, a large utility room, screened in porch and 1 car covered carport.
This beautiful property also has potential to divide, creating 3 to 4 1-acre lakefront lots. Contact Putnam County Planning Department for more information.
Not only does Putnam County offer the annual Azalea Festival, Blue Crab Festival and Bass Fishing Tournaments, the St. Johns River is full of opportunity for boating, kayaking, fishing, blue crabs, shrimp and more. Several State parks throughout Putnam and surrounding counties provide a multitude of activities. Approximately 15 miles to Palatka, 25 miles to Gainesville, 40 miles to Ocala or St. Augustine. Call today for more information and schedule your private tour.
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Our Executive Mortgage Banker:
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$1,249,000
William Raveis Real Estate
Phone: 978.995.0316
Nicole.Vargas@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 978.314.1072
Joanne.OKeefe@raveis.com
NMLS Mortgage Loan Originator ID 38342
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $999,200 | $999,200 | $999,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.750% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.825% | 6.864% | 6.956% |
Monthly Tax Payment | $360 | $360 | $360 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,732 | $6,481 | $8,842 |
Total Monthly Payment | $7,217 | $6,966 | $9,327 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.